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What is the Consumer Data Right (CDR)?

The Consumer Data Right (CDR) was introduced by the Australian Government in 2019 to digitally transform the economy and give consumers more control over their own data. The aim is to foster competition between service providers, leading to greater consumer choice, convenience, and value.

The CDR is an opt-in framework that allows consumers to safely share their data, held by data holders (e.g., Banks), with accredited data recipients (e.g., Comparison websites), to access goods and services.

Once the consumer consents to share their data and is authenticated, it is shared via secure, standardised APIs, which means it is transferred electronically and automatically.

To see how the CDR works for consumers, try out myCDRdata, Cuscal’s live, accredited data recipient platform.