As one of Australia’s largest independent providers of real-time payment solutions, we have the expertise, scale and infrastructure to maximise every opportunity the New Payments Platform (NPP) offers.
Cuscal has a range of scalable core payment solutions to support and grow with your business.
Our specialist services include settlement, dispute resolution, reporting and reconciliation for all payment types.
From credit, debit and prepaid cards to mobile payments and APIs, our end-to-end service and solutions are designed to help your business thrive.
As a trusted CDR partner, Cuscal provides the infrastructure and connectivity solutions businesses need to connect to this open data ecosystem.
Our advanced data driven fraud monitoring platform leverages artificial intelligence and machine learning to process large amounts of data and identify high risk card and real-time payment transactions.
Businesses of all sizes trust Cuscal to provide the reliable, secure, and scalable acquiring services and support they need to thrive in the digital economy.
“We have a strong and productive relationship with Cuscal across a range of services. As we enter an era of accelerated change in financial services we expect our partnership with Cuscal to grow.”
– People’s Choice Credit Union
“Cuscal is the epitome of a trusted partner. Their commitment to collaborative design has resulted in the delivery of excellent payment experiences and services for our customers.”
– Bendigo & Adelaide Bank
“Cuscal is committed to delivering the best payments experiences for our customers through their expert team and deep understanding of the financial payments industry.”
– ING
“We’re proud to partner with Cuscal, a like-minded thought leader who shares our dedication to technological innovation in the Australian payments landscape.”
– Global Payments
Cuscal is a payments and regulated data services provider in Australia. As an Authorised Deposit-taking Institution, our extensive capabilities include real-time payments, other payments (DE, BPAY & RTGS), banking services, consumer data right (CDR) solutions, financial crimes solutions (fraud monitoring), card issuing and acquiring. Cuscal has an AA- credit rating by Standard and Poor’s.
Cuscal has nearly 60 years’ experience enabling clients with innovative, trusted, and secure solutions. Our history of firsts supports our expertise and ability to deliver products and services that provide a great experience for our client’s customers whilst allowing them to be competitive and relevant.
Our Vision: To transform the future of how money moves and how Australia does business.
Our Purpose: To enable competition and power progress, one transaction at a time.
The New Payments Platform is Australia’s real-time payments system. It enables users to make payments simply and quickly between accounts at different financial institutions.
Significant resources are required to build, maintain and uplift the technical platforms and operational processes that underpin the Consumer Data Right (CDR). As a reliable CDR partner, Cuscal provides the infrastructure and connectivity solutions businesses need to connect to this open data ecosystem.
Cuscal has leveraged nearly 60 years of experience managing sensitive payments data, to create solutions that help businesses comply with CDR. These include data holder, data recipient and data holder production verification testing.
Let Cuscal bear the burden of compliance, so you can focus on what you do best.
Contact us about Cuscal’s CDR solutions.
Open Banking refers to the application of the Consumer Data Right (CDR) to the banking sector. It refers broadly to the sharing of banking data via the CDR ecosystem.
Since banking was the first sector to participate in the CDR ecosystem, you may hear people use the phrase ‘Open Banking’ interchangeably with the ‘Consumer Data Right’, but it is just one subset of the CDR regime.
Banking data such as transaction history, scheduled payments and account balances contain a lot of information about how we live our lives and spend our money. Making this data shareable under CDR means Australian businesses can create a wide range of competitive products, features and customer experiences.
Information on Cuscal’s Board of Directors and Executive Leadership Team can be found on our website.
Simply send us a message if you would like more information about Cuscal.
We’ll get back to you as soon as we can.