Skip to Content
WHAT ARE YOU LOOKING FOR?

Payments & Data

Real-time Payments

As one of Australia’s largest independent providers of real-time payment solutions, we have the expertise, scale and infrastructure to maximise every opportunity the New Payments Platform (NPP) offers.

  • Real-time Payments for Banks
  • Real-time Payments for PSPs

Other Payments

We have a range of scalable core payment solutions to support and grow with your business.

  • Direct Entry
  • BPAY
  • Real-time Gross Settlement (RTGS)

Enablement & Support Services

Our specialist services include settlement, dispute resolution, reporting and reconciliation for all payment types.

Issuing

From credit, debit and prepaid cards to mobile payments and APIs, our end-to-end service and solutions are designed to help your business thrive.

  • Card Issuing
  • Mobile Payments
  • Digital Enablement
  • Card Services

Consumer Data Right (CDR) Solutions

As a trusted CDR partner, we provides the infrastructure and connectivity solutions businesses need to connect to the open data ecosystem.

  • Data Holder Solutions for Banks
  • Data Holder Solutions for Non-bank Lenders
  • Data Holder Solutions for Other Sectors
  • Accredited Data Recipient Solutions

Financial Crimes Solutions

Our advanced data driven fraud monitoring platform leverages artificial intelligence and machine learning to process large amounts of data and identify high risk card and real-time payment transactions.

  • Fraud Monitoring for Cards
  • Fraud Monitoring for Real-time Payments

Acquiring Solutions

Businesses of all sizes trust Cuscal to provide reliable, secure, and scalable acquiring services and support needed to thrive in the digital economy.

  • Merchant Solutions for Payment Facilitators
  • ATM Solutions
LOOKING FOR OUR LATEST INSIGHTS?

Latest News

WHAT DO OUR CLIENTS THINK?

Trust us, we are experienced

“We have a strong and productive relationship with Cuscal across a range of services. As we enter an era of accelerated change in financial services, we expect our partnership with Cuscal to grow.”
– People’s Choice Credit Union

“Cuscal is the epitome of a trusted partner. Their commitment to collaborative design has resulted in the delivery of excellent payment experiences and services for our customers.”
– Bendigo & Adelaide Bank

“Cuscal is committed to delivering the best payments experiences for our customers through their expert team and deep understanding of the financial payments industry.”
– ING

“We’re proud to partner with Cuscal, a like-minded thought leader who shares our dedication to technological innovation in the Australian payments landscape.”
– Global Payments

FAQs

Who is Cuscal?

Since 1966, we’ve played a foundational role in shaping the nation’s payments ecosystem as Australia’s largest independent provider of end-to-end payments and regulated data solutions.

We combine the licensing, infrastructure, and regulatory oversight of an Authorised Deposit-taking Institution (ADI) with the innovation, agility and client focus of a fintech.

From real-time payments, card issuing, and acquiring, to fraud monitoring, digital wallets, regulated data services and more, our clients trust us to simplify complexity, reduce risk, and help them compete.

Backed by a strong balance sheet, long-term contracts and a proven track record of profitable growth, we’re well-positioned to support our clients through the dynamic regulatory and technology shifts ahead.

Today, we support banks, fintechs and corporates with connections, capital strength and capabilities to deliver seamless, secure, and scalable payment experiences to their customers.

Our Vision: To transform the future of how money moves and how Australia does business.

Our Purpose: To enable competition and power progress, one transaction at a time.

What is the New Payments Platform?

The New Payments Platform is Australia’s real-time payments system. It enables users to make payments simply and quickly between accounts at different financial institutions.

Watch our video about NPP or visit NPP Australia’s website.

What Consumer Data Right solutions does Cuscal offer?

Significant resources are required to build, maintain, and uplift the technical platforms and operational processes that underpin the Consumer Data Right (CDR). As a  reliable CDR partner, Cuscal provides the infrastructure and connectivity solutions businesses need to connect to this open data ecosystem.

Cuscal has leveraged nearly 60 years of experience managing sensitive payments data, to create solutions that help businesses comply with CDR. These include data holder, data recipient and data holder production verification testing.

Let Cuscal bear the burden of compliance, so you can focus on what you do best

Contact us about Cuscal’s CDR solutions.

What is Open Banking?

Open Banking refers to the application of the Consumer Data Right (CDR) to the banking sector. It refers broadly to the sharing of banking data via the CDR ecosystem.

Since banking was the first sector to participate in the CDR ecosystem, you may hear people use the phrase ‘Open Banking’ interchangeably with the ‘Consumer Data Right’, but it is just one subset of the CDR regime.

Banking data such as transaction history, scheduled payments and account balances contain a lot of information about how we live our lives and spend our money. Making this data shareable under CDR means Australian businesses can create a wide range of competitive products, features and customer experiences.

Who is in the Board of Directors and Executive Leadership Team?

Information on Cuscal’s Board of Directors and Executive Leadership Team can be found on our website.

Contact Us

Get in Touch

Simply send us a message if you would like more information about Cuscal.

We’ll get back to you as soon as we can.