

As one of Australia’s largest independent providers of real-time payment solutions, we have the expertise, scale and infrastructure to maximise every opportunity the New Payments Platform (NPP) offers.
We have a range of scalable core payment solutions to support and grow with your business.
Our specialist services include settlement, dispute resolution, reporting and reconciliation for all payment types.
From credit, debit and prepaid cards to mobile payments and APIs, our end-to-end service and solutions are designed to help your business thrive.
As a trusted CDR partner, we provides the infrastructure and connectivity solutions businesses need to connect to the open data ecosystem.
Our advanced data driven fraud monitoring platform leverages artificial intelligence and machine learning to process large amounts of data and identify high risk card and real-time payment transactions.
Businesses of all sizes trust Cuscal to provide reliable, secure, and scalable acquiring services and support needed to thrive in the digital economy.
Since 1966, we’ve played a foundational role in shaping the nation’s payments ecosystem as Australia’s largest independent provider of end-to-end payments and regulated data solutions.
We combine the licensing, infrastructure, and regulatory oversight of an Authorised Deposit-taking Institution (ADI) with the innovation, agility and client focus of a fintech.
From real-time payments, card issuing, and acquiring, to fraud monitoring, digital wallets, regulated data services and more, our clients trust us to simplify complexity, reduce risk, and help them compete.
Backed by a strong balance sheet, long-term contracts and a proven track record of profitable growth, we’re well-positioned to support our clients through the dynamic regulatory and technology shifts ahead.
Today, we support banks, fintechs and corporates with connections, capital strength and capabilities to deliver seamless, secure, and scalable payment experiences to their customers.
Our Vision: To transform the future of how money moves and how Australia does business.
Our Purpose: To enable competition and power progress, one transaction at a time.
The New Payments Platform is Australia’s real-time payments system. It enables users to make payments simply and quickly between accounts at different financial institutions.
Significant resources are required to build, maintain, and uplift the technical platforms and operational processes that underpin the Consumer Data Right (CDR). As a reliable CDR partner, Cuscal provides the infrastructure and connectivity solutions businesses need to connect to this open data ecosystem.
Cuscal has leveraged nearly 60 years of experience managing sensitive payments data, to create solutions that help businesses comply with CDR. These include data holder, data recipient and data holder production verification testing.
Let Cuscal bear the burden of compliance, so you can focus on what you do best.
Contact us about Cuscal’s CDR solutions.
Open Banking refers to the application of the Consumer Data Right (CDR) to the banking sector. It refers broadly to the sharing of banking data via the CDR ecosystem.
Since banking was the first sector to participate in the CDR ecosystem, you may hear people use the phrase ‘Open Banking’ interchangeably with the ‘Consumer Data Right’, but it is just one subset of the CDR regime.
Banking data such as transaction history, scheduled payments and account balances contain a lot of information about how we live our lives and spend our money. Making this data shareable under CDR means Australian businesses can create a wide range of competitive products, features and customer experiences.
Information on Cuscal’s Board of Directors and Executive Leadership Team can be found on our website.
Simply send us a message if you would like more information about Cuscal.
We’ll get back to you as soon as we can.