Payments & Data
As one of Australia’s largest independent providers of real-time payment solutions, we have the expertise, scale and infrastructure to maximise every opportunity the New Payments Platform (NPP) offers.
- Real-time Payments for Banks
- Real-time Payments for PSPs
Enablement & Support Services
Our specialist services include settlement, dispute resolution, reporting and reconciliation for all payment types.
Consumer Data Right (CDR) Solutions
As a trusted CDR partner, Cuscal provides the infrastructure and connectivity solutions businesses need to connect to this open data ecosystem.
- Data Holder Solutions for Banks
- Data Holder Solutions for Non-bank Lenders
- Data Holder Solutions for Other Sectors
- Accredited Data Recipient Solutions
Financial Crimes Solutions
Our advanced data driven fraud monitoring platform leverages artificial intelligence and machine learning to process large amounts of data and identify high risk card and real-time payment transactions.
- Fraud Monitoring for Cards
- Fraud Monitoring for Real-time Payments
Who is Cuscal?
Cuscal is a payments and regulated data services provider in Australia. As an Authorised Deposit-taking Institution, our extensive capabilities include real-time payments, other payments (DE, BPAY & RTGS), banking services, consumer data right (CDR) solutions, financial crimes solutions (fraud monitoring), card issuing and acquiring. Cuscal has an A+ credit rating by Standard and Poor’s.
Cuscal has nearly 60 years’ experience enabling clients with innovative, trusted, and secure solutions. Our history of firsts supports our expertise and ability to deliver products and services that provide a great experience for our client’s customers whilst allowing them to be competitive and relevant.
Our Vision: Enabling the Future
Our Purpose: Powering seamless and secure connections for customers. Always.
What is the New Payments Platform?
What Consumer Data Right solutions does Cuscal offer?
Significant resources are required to build, maintain and uplift the technical platforms and operational processes that underpin the Consumer Data Right (CDR). As a reliable CDR partner, Cuscal provides the infrastructure and connectivity solutions businesses need to connect to this open data ecosystem.
Cuscal has leveraged nearly 60 years of experience managing sensitive payments data, to create solutions that help businesses comply with CDR. These include data holder, data recipient and data holder production verification testing.
What is Open Banking?
Open Banking refers to the application of the Consumer Data Right (CDR) to the banking sector. It refers broadly to the sharing of banking data via the CDR ecosystem.
Since banking was the first sector to participate in the CDR ecosystem, you may hear people use the phrase ‘Open Banking’ interchangeably with the ‘Consumer Data Right’, but it is really just one subset of the CDR regime.
Get in Touch
Simply send us a message if you would like more information about Cuscal.
We’ll get back to you as soon as we can.
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