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NPP overlay services

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This video gives a simple introduction to the overlay services which will accompany Australia’s New Payments Platform (NPP), explaining what they are, why they’re important and how they might benefit businesses and consumers.

While the NPP infrastructure will make real-time payments possible, what will really make the NPP come to life is the range of overlay services that will be built on top of it.

From day 1, the NPP’s first overlay service will allow:

  • People to make payments in close to real-time availability via mobile devices
  • Payments to be linked securely to documents (e.g. a remittance advice or tax statement)
  • People to request money from others (Payment requests)

In the future, the possibilities for overlay services are nearly limitless. They may be able to solve payments pain points like invoicing or buying or selling a second-hand car.

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