Real-time Payments for Banks

While Australia’s payment ecosystem makes shifting money quick and simple for customers, the mechanics behind it are complex. Cuscal can simplify the entire real-time payment process for banks.

Through a single integration, you can unlock all the features of Cuscal’s NPP services for back-office systems, customer-facing channels, and support teams.

Benefits of connecting to real-time payments include:

Real-time validation and processing of payment instructions enabling immediate customer notifications
Real-time clearing and settlement for immediate funds availability
Streamlined operational processes for managing investigations, payment returns and disputes
PayTo^® payer and initiation services for delivering an enhanced customer experience and control over payments from bank account

PayTo® is a registered trademark of NPP Australia Limited.

Related Info

Key Takeaways

Banks can integrate with us to offer NPP and PayTo services to their customers so they can make and receive real-time payments.
Banks can register PayIDs for each customer to receive funds into their account in real-time.
Banks can offer customers the ability to authorise and manage PayTo payment agreements via their banking channels.
Enable your customers to receive cross-border real-time funds from participating banks and remittance service providers.

Banks want to offer the New Payment Platform (NPP) and PayTo to their customers to make and receive real-time payments into their bank accounts.

Using Cuscal’s NPP and PayTo Services:

You can offer your customers more product options and an enhanced customer experience.
You can enable your customers to make, receive and settle real-time payments.
You can register PayIDs for each of your customers to receive funds into their account in real-time.
Your customers have the ability to authorise and manage PayTo payment agreements via your banking channels.
You can be cost-effective in your technology investments.
You can stay up to date with the latest payment technology and standards.

PayTo^® is a registered trademark of NPP Australia Limited.

Using Cuscal’s International Payments Service your customers can receive credit funds from cross-border transfers in real time when the sending bank or remittance provider uses NPP.

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