Articles

As real-time payments become the norm, funds can move between accounts in seconds, giving scammers less time to be detected and stopped. This makes preventative controls increasingly important. Confirmation of Payee (CoP) adds an extra layer of protection before a payment is sent, helping customers verify they are paying the intended person or business. Australian […]

We’re making it easier for clients to understand the breadth of Cuscal’s capabilities across payments, open banking and regulated data, and how these solutions can help them create better financial experiences. Basiq has been part of Cuscal since its acquisition in 2023 and plays an important role in Cuscal’s broader offering. Through Basiq, Cuscal delivers […]

Tokenised money is moving from experimentation to infrastructure. For customer-owned banks, there is an opportunity to participate now and help shape trusted, interoperable settlement models, before they are designed by others. Key takeaways Tokenised money is rapidly evolving from a concept into infrastructure. For financial institutions, the question is no longer whether it will emerge, […]

As Chief Legal and People Officer at Cuscal, Freya Smith doesn’t just champion diversity, equity, and inclusion, she lives it. A female executive, mother and wife in a same-sex relationship, Freya is dedicated to building a culture where people from all backgrounds can bring their whole selves to work and thrive in their careers.  Driven by challenge  Freya Smith was raised […]

The way money moves in Australia is rapidly changing. Since 1966, Cuscal has been helping lead that change. In fact, for Nathan Churchward, the future of payments is where his best work happens. As Head of Product Solutions and Innovation, his role sits at the intersection of technology, strategy, and possibility. Read on to find out how Nathan […]

Anya FitzGibbon has always understood that technology is only as powerful as the people using it. As Head of AI and Data at Cuscal, she’s making artificial intelligence (AI) accessible for everyone, not to replace human work, but to allow more people to do the work they love. Connecting people with possibility Fresh off the plane on a working […]

Digital settlement is often discussed in broad, abstract terms. As a future state enabled by new forms of money and new technology. What is less frequently explored is what becomes visible when those ideas are tested inside real, regulated financial markets, alongside existing infrastructure, risk frameworks, and operating realities. That was the purpose of Project […]

Cuscal was celebrated as the Best IPO Listing, at the Adam Smith Awards Asia 2025 black-tie dinner on 10 November 2025. Last week Treasury Today Asia published their take on our winning solution. Navigating a Highly Regulated and Complex IPO Process Cuscal faced a wide array of challenges inherent in taking a regulated financial services […]

As the Consumer Data Right (CDR) extends to the non-bank lenders sector, organisations may face a wave of new obligations on top of their core lending operations. This article cuts through complexity, explaining why many Data Holders partner with specialists, the risks that partnership brings, and the privacy and security criteria you should prioritise when […]

Ray Ang found her purpose in an unexpected place: the complex world of financial data. As Senior Manager for Data Platforms, Governance and Data Risk at Cuscal, she is driven by the real, everyday impact payments have on people and communities. In this Q&A, our Women in Payments Awards nominee, shares how her team ensures […]