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Forward with Anya: Unlocking AI through curiosity and connection

Anya FitzGibbon has always understood that technology is only as powerful as the people using it. As Head of AI and Data at Cuscal, she’s making artificial intelligence (AI) accessible for everyone, not to replace human work, but to allow more people to do the work they love.

Connecting people with possibility

Fresh off the plane on a working holiday, Anya FitzGibbon couldn’t believe her luck that her first job in Australia gave her a view of the Sydney Opera House and Harbour Bridge. Manning the IT help desk for an investment firm, she spent her days helping people navigate tech issues, watching Sydney’s bustling streets from her window.

It was a constant reminder that while technology was all around, people remained at the heart of her impact.

“I really do believe tech is here to help people. What it can do for us individually is boundless, it’s only limited by our imaginations. I think that was why I eventually moved into software development. Though I wasn’t the strongest developer, I understood what people needed.” 

Over the next two decades, the former backpacker built a life in Australia, with her career spanning the finance, energy, and investment sectors. It was in her previous role as Head of Data Governance that she truly found her stride in the emerging world of AI. 

“I really sank my teeth into the world of AI. Not just developing a strategy but bringing it to life through lasting cultural change. While I love tech, I understand the importance of keeping it simple, translating it into plain terms so people aren’t afraid of it and can make the most of it.” 

In a way, it wasn’t too dissimilar to Anya’s first job at the IT help desk where she helped people navigate technology in a way that makes their lives easier, just at a larger scale. 

Anya’s unique blend of skills prepared her perfectly for what came next. When she saw Cuscal advertising a role as Head of AI and Data, she knew it was a rare opportunity to combine two disciplines she enjoyed. But she didn’t expect to find such a welcoming culture, even before her first day. 

“Every step of the recruitment process was amazing. I met people who were passionate about people, progress, and change, just like I am. It seemed to be a good fit. It left me wanting to join the organisation – obviously in that role, but I probably would have done anything!” Anya laughs. 

Going the distance 

Still in her early days as Head of AI and Data, Anya is putting people at the forefront of her AI strategy. By engaging with leaders across the business to understand their specific challenges and hosting initiatives like AI breakfasts and ‘Copilot Connect’ sessions, she is actively dismantling the fear often associated with AI adoption. 

“You can’t underestimate the impact change has on people. It can make or break what you’re doing,” Anya says. “I always try to understand the organisation I’m working with first. It’s about getting buy-in and showing people how to use new tech effectively. Once you remove the mystery, you remove the fear.” 

One of Anya’s first initiatives was to ensure everyone at Cuscal had access to AI tools, procuring Microsoft Copilot licenses for everyone in the organisation. She also reimagined the onboarding process, replacing lengthy training sessions with a streamlined approach that makes AI accessible from day one.

Anya is aware that everyone moves at different speeds when it comes to new technology, so her approach is designed to support everyone. 

“The way I see it, we have our ‘long-distance runners’ and our ‘sprinters.’ We need to try and get everyone in the organisation to develop literacy around AI, to run at least one kilometre. To do that, we’re using micro-learning and sharing prompts to spark ideas. The best innovations won’t come from me, they’ll come from the people using these tools every day.” 

More human than ever before 

Anya is enlisting the ‘sprinters’ of Cuscal to test a new initiative: the ‘Agentic Talent Hub.’ She’s building AI agents designed to reduce the organisation’s administrative burdens.

“Having AI handle routine tasks means we can be more human than ever before. I was speaking to someone in our procurement team who told me that the real value they provide is negotiating good pricing, but it’s hard to do that when 60% of the role is administration.” 

If the agents prove their value, Anya will be able to scale them to help more people. 

“That would be a win-win. Procurement can do what they’re best at, and Cuscal will get the better prices we want. That’s so exciting about the Agentic Talent Hub, it means more people doing the work they enjoy and creating a rhythm where we’re improving everyone’s day-to-day life.” 

Anya’s mission isn’t just about efficiency; it’s about improving the lives of the people behind the screen. For the busy mum of three, that means more time spent with her family, out on her road bike or teaching weekly pilates classes. It’s about a future built on balance, where AI means more humanity, not less. 

“AI is super powerful, but it doesn’t have to be scary. Whether it’s writing an email, giving you a dad joke or solving a complex problem, there is a nugget of pure joy in AI for everyone. Just finding that nugget is the challenge.” 

Join Anya for an accomplished career that’s growing.

Forward with Cuscal

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Since joining Cuscal in 2023, Senior Group Corporate Counsel Josh Temkin has embraced complex challenges including a standout career milestone, helping lead Cuscal through its successful ASX listing. Now, with major strategic and regulatory projects ahead, Josh is energised by the opportunity to help shape the future of Australia’s payments landscape. Driven, curious and always ready to lean in, pushing Cuscal forward.

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Forward with Anchal: Client First Approach Makes the Difference

IT Change Manager Anchal Gandotra brings a powerful perspective to Cuscal’s mission: every tap, transfer and transaction we enable has a real impact on people’s lives. Since joining Cuscal, Anchal has embraced complex challenges, stepped confidently into new leadership opportunities and helped drive meaningful, client focused improvements across our systems and teams. Her journey reflects what’s possible in a place that backs potential, values curiosity and empowers people to make their mark.

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Forward with Simon: Because our Clients Matter

Client Partnership Manager Simon Riordan brings a problem solver’s mindset and a genuine client first approach to every challenge. From helping fast moving fintechs implement complex payment solutions to navigating the balance between innovation and regulation, Simon thrives on connecting the pieces and finding the right path forward. At Cuscal, he’s discovered a culture where ideas flow, collaboration is real and doing right by clients isn’t just encouraged, it’s expected.

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Forward with Lalita: A Passion for Problem‑Solving and Innovation

When Lalita Sateesh Babu joined Cuscal in 2021, she stepped straight into the pioneering world of Open Banking and helping shape a new era of data, payments and innovation. Today, as a leader in Operational Risk and Regulatory Compliance, she brings curiosity, integrity and a solutions‑focused mindset to every challenge. Lalita’s journey is a testament to the opportunities at Cuscal: continuous learning, broad exposure across the business and the chance to make meaningful impact in a rapidly evolving industry.

Watch the video about Lalita and hear her story.

Forward with David: Building Trust Through Technology

For Domain Engineering Manager David Vittor, life at Cuscal blends technical challenge with deep purpose. From aligning complex technology systems to exploring AI and tokenisation, David thrives on innovation. It’s the human impact that secure, trusted payments have that drives him most. Inspired by formative years volunteering in Zambia, David brings a purpose led approach to engineering, mentoring others and strengthening the systems that millions of Australians rely on every day.

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Forward with Ellen: Reimagining the Future with Cuscal

Since joining Cuscal in late 2024, Senior Business Communications Partner Ellen Giebels has quickly become known for her lateral thinking, energy and passion for solving complex challenges. Drawn to Cuscal’s impressive history of stability and a future focused, innovative mindset, Ellen is already helping shape how our people work, connect and thrive. With big opportunities ahead, fuelled by transformation, technology and a bold new chapter, Ellen is excited to play her part in what’s next.

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Forward with Jonny: A Leader with a Different Approach

At the heart of Cuscal’s Contact Centre is Senior Manager, Jonny Morris. From an unexpected holiday phone call that sparked his journey with Cuscal, to leading a high performing team with compassion, energy and a people first philosophy, Jonny is reshaping what leadership looks like. His focus on culture, growth and genuine human connection is empowering his team to deliver remarkable client satisfaction and build meaningful careers.

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Forward with Bec: Innovating Partnerships and Driving Change

As Head of Strategic Growth, Bec Tissington is reshaping how Cuscal connects, collaborates and innovates across the financial services landscape. With deep industry experience and a passion for creating value through meaningful partnerships, she’s building a new function from the ground up to unlock opportunities for clients, drive growth and push the boundaries of what’s possible in payments. For Bec, Cuscal is where legacy meets innovation and where bold ideas can truly take flight.

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Meet Graduate Lilly

Forward with Lilly: How this young grad is growing her accomplished career at Cuscal

When Lilly Warfield joined Cuscal as an intern in 2023, she had no idea how much it would shape her future. From starting with our Enterprise Technology Services (ETS) Security team to working as a Fraud Officer, Lilly has grown leaps and bounds successfully transitioning into our Graduate Program in 2025. We sat down to chat with Lilly about her remarkable start and the next steps in her blossoming career.

A stepping stone to success 
As a university student, Lilly was nervous about stepping into the corporate world. Would it mean long hours? Tough managers? Or something else entirely? Little did she know that an internship with Cuscal would prove to be the perfect launchpad for her career.

Lilly first joined us as part of a scholarship program during her undergraduate studies at the University of Technology Sydney. As an ETS Security Intern in our security team, she was immediately impressed by a work environment that was open, approachable and eager to invest in her growth.

“I remember starting my internship and just loving the atmosphere at Cuscal,” says Lilly. “It was one of my first experiences in the corporate world, and they made it feel welcoming instead of intimidating. That’s rare.”

By the end of her internship, Lilly had not only gained hands-on experience but also built the confidence to take the next steps in her career. Most of all, Lilly knew she wanted to stay with Cuscal even if it meant taking a slight detour.

While waiting for the 2025 intake of Cuscal’s graduate program, Lilly embraced a new opportunity as a Fraud Officer in the Alert Management Specialists (AMS) team. Now, as she embarks on her graduate journey, Lilly reflects on the significant impact Cuscal has had on her professional development.   “Cuscal has been there every step of the way,” she says. “From helping me find my first role to tailoring graduate rotations to my interests, they’ve always made me feel supported and valued.”

Ready to see how far you can go?

What the video about Lilly and her journey at Cuscal.